On the impending subprime lending crisis

What? How am I now paying 17% more on my monthly note? Surely those dancing cowboy ad people wouldn’t have oversold me on my dreams by making cheap money possible today all the while plotting that I would have to owe dramatically but years later?

I mean, all reputable lenders use cheap gimmicky ads to draw you to a responsible lending institution that will help you chart a financially prudent course to home-ownership.

In the meantime I pay rent, until…